These no-fault benefits are included in Ontario auto insurance policies and are designed to provide financial and recovery support after an accident. Many injured people across York Region, Toronto and the GTA, including Markham, Richmond Hill, Vaughan, Aurora, Newmarket, Durham Region, Peel Region and Simcoe County rely on these benefits for treatment, income support and assistance with daily needs.

We help you understand the benefits and coverage that may be available to you and assist with accessing them when an insurer delays, limits or denies your claim.

Benefits You May Be Entitled To

Depending on your injuries, circumstances and how the accident has affected your life, you may qualify for:

• Income Replacement Benefits
• Non-Earner Benefits
• Caregiver Benefits
• Housekeeping & Home Maintenance Benefits
• Attendant Care Benefits
• Medical & Rehabilitation Expenses

We review your circumstances and help you identify and pursue the accident benefits available to you.

Why Your Insurance Company May Delay or Deny Your Claim

Although accident benefits are available under Ontario’s insurance system, claims may still be delayed, reduced or denied.

The accident benefits process can be complicated, and injured people may not always understand what coverage is available or what steps are required to protect their claim.

We can help by:

• Explaining your rights and available benefits
• Communicating directly with the insurance company
• Challenging denied or disputed benefits where appropriate

We assist clients throughout York Region, Toronto, the GTA, Durham Region, Peel Region and Simcoe County.

Important Deadlines You Must Not Miss

Strict timelines can apply after a motor vehicle accident. Missing an important deadline may affect your ability to receive benefits.

Within 7 days
Notify your insurance company that you intend to apply for accident benefits.

Within 30 days
Submit your completed Accident Benefits Application Package after receiving it.

Within 2 years of a denial
A dispute generally must be started within two years of an insurer’s refusal to pay a benefit.

We help you understand and meet the applicable deadlines to protect your claim.

Protect Your Rights

Waiting too long can affect your claim. Getting legal advice early can help preserve important evidence, meet applicable deadlines and obtain access to treatment and financial support.

Free Consultation

If you or a loved one was injured in a motor vehicle accident, or accident benefits have been delayed or denied, early legal advice can help protect your rights.

Contact The Personal Injury Lawyer for a free consultation about your accident benefits claim. We serve clients throughout York Region, Toronto and the GTA, including Markham, Richmond Hill, Vaughan, Aurora and Newmarket, as well as Durham Region, Peel Region and Simcoe County.