在多伦多车祸后，哪怕你觉得没大碍，也必须马上去看医生。原因很现实：
1️⃣ 保险公司需要医疗记录
没有医院或家庭医生的出诊记录，保险公司会直接拒赔，认为你伤势不严重。
2️⃣ 隐性伤害很多
颈椎（whiplash）、脑震荡、软组织损伤…刚开始不疼，不代表没事。
3️⃣ 医疗体系关键步骤
先去 Walk-in Clinic 或急诊，留下记录
找家庭医生开转诊 → 物理治疗 / 脊椎治疗 / 按摩治疗
大部分费用可通过车险报销（HCAI 系统）
⚠️ 常见坑：
只买止痛药 → 没记录，保险拒赔
拖延几周才去医院 → 保险公司质疑伤势与车祸无关
👉 结论：车祸第一步不是修车，而是留下医疗记录，这是后续理赔的唯一门票。
事故发生后正在寻找“附近的律师”？了解在多伦多什么情况下应该聘请人身伤害律师，以保护您的法律权益。
正在搜索“附近的伤害律师”？了解在多伦多车祸后如何找到合适的人身伤害律师，并保护自己的法律权益。
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